Pity! Hedon Lifestyle, But Do not Have a Home
Millenial generation lifestyle seems to be interesting to continue to be discussed. Their existence is more easily known because of their activity in social media.
You remember the story of Awkarin, a program that suddenly became famous for the hedon lifestyle, spent huge amounts of money on fun and fun for friends and friends, right?
In fact, some news has also been reported rumah minimalis that this young girl has become a millionaire because of social media activities that some people regard as a sensation event that produces the coffers of money.
In another story, quite a contrast there is a young mother named Nuniek Tirta Sari, who suddenly santer became the discussion in cyberspace, because one of the posts in Instagramnya account.
Nuniek put his picture, accompanied by information about the price of clothing worn at that time. Interestingly, the price of some clothing attached to his body when it was in the range of Rp100 thousand, even less.
In fact, Nuniek was no less well-established than Awkarin, perhaps even more established. He is an entrepreneur, a social activist, and comes from a business family. However, if Awkarin is busy showing off his hedon lifestyle, Nuniek is busy promoting a simple lifestyle.
Millennial generation is a generation born in the late 1980s to early 2000s. As the name implies, the generation reaches its golden age in the era of the 2000s or the millennium era, an era that is closely associated with technological advances.
Yuswohady, an Indonesian consumer observer, reveals that millennial generations have a wide range of social, visual, instagramprenuer, holliday-effect, always willing to the forefront, and want a change in social phenomena.
Millenial generation lifestyle at a glance negative, but there is also a positive. According to Yuswohady, the millennial generation is basically very rich in knowledge when it comes to determining attitudes or choosing something.
“This generation is very concerned about access to information. They are looking for very detailed products. It means they will search carefully and compare it so that they find high value and in accordance with their wishes, “said Yuswohady to
He also added that if millennials want exciting and classy entertainment, they already know the consequences, which must work hard to make it happen.
In the properit sector, it is also influential. A property survey shows that the Indonesian community has the potential of being a follower. The indicator is viewed from the growth of retail property in Indonesia.
Retail sector property supply in Indonesia has increased by 330,000m2 or about 7% of existing stock.
Hendra Hartono, CEO of Leads Property, explained that this increase is due to the increasing interest of middle class society towards retail products such as gadgets, fashion, lifestyle and entertainment.
“Most products are e-commerce retailers or online stores and the brands they offer are world-renowned brands such as IKEA, Uniqlo, H & M, Aeon, GS Retail, and Lotte,”
“In fact, according to foreign investors, such as China, Hong Kong, Korea and Singapore require retail investment considering the large number of foreign brands in Indonesia,” he said.
Financial tips to avoid over budget
FDV Wulansari, financial planner of QM Financial, affirms the fairness of a person’s lifestyle is if he buys or does something without leaving the debt. When it is debt, financially it will be unhealthy and deteriorate.
“Debt is not always bad. Good debt, when used for investment such as buying property. Although there is interest, it will be equivalent to the potential increase in value. ”
“Compared to be owed for gadgets or entertainment whose value is only temporary even down, of course this is consumptive or fruitless,” he said.
He also gives advice, so that your spending does not exaggerate, you should allocate income at the beginning of the month with the following portions:
For streets, can allocate from annual earnings, such as THR or bonuses, or saving / investing for several years for far-reaching purposes.
For shopping, can make shopping account filled monthly or from additional income. If the money in shopping account runs out, so do not shop first.
For culinary, can be allocated from the monthly income, ie pos needs lifestyle / personal. The amount is a maximum of 20% of total monthly income, including all the necessary needs such as shopping, watching, and so-called hedon costs.
“Concretely, set aside the savings at the beginning, at least 10% of income. So, directly transfer to a special account when receiving a salary, “he explained.