Forget Kanjeng Dimas, You Can Duplicate Your Own Money!
The rise of money doubling money Kanjeng Dimas seems to be a big question almost in the minds of many people. Regardless of the truth of his ability, this news continues to be a hot conversation in society.
Incredibly, the man who claimed to be able to multiply the money to billions of dollars is able to affect the mindset of some people that to earn a lot of money does not require hard work. No wonder the victims ‘Sang Kanjeng’ has reached thousands of people spread across Indonesia.
Indeed, to get the money that is abundant must be taken with hard work and the right strategy. One of the most plausible attempts to double the money is to invest.
Tejasari, a financial planner from Tata Dana said one of the most profitable ways to invest is to buy property.
“House prices will continue to increase every year, let alone desain rumah the global economic conditions and needs increasing. Of course the property will become the primary needs that many people seek. In fact, by 2017 property investment is predicted to rebound. ”
“In line with this, then the price of the house has started to move up. If it is possible to buy a house today, where property prices are still cheap also offers from the developers quite interesting, “said Tejasari to
The main thing to note is to prepare a down payment. According Tejasari, the first time should look for a house that matches your income.
“Usually the amount of down payment ranges from 10% -20%. So if the house price of Rp400 million then the advance to be prepared at least Rp40 million – Rp80 million. The larger the down payment, the lighter you install, “he said.
Then, also calculate the monthly installment that does not charge. There are 5 guides that Tejasari recommend for you who want to buy property:
Calculate how much your ability to be able to set aside money each month.
Calculate also other earnings that can be allocated, such as THR or annual bonuses as well as other income.
Calculate the total number of numbers 1 and 2 above until the end of December 2016. This is the amount of down payment that you can prepare for the purchase of the house.
“Do not invest in products with a high risk of decline in value such as stocks, equity funds and mixed mutual funds. Because if there is a decrease in value, then the money you prepare to buy a house may also be reduced ”
“Instead, you can prepare for a down payment on your mortgage and place your funds on products that have low risks such as savings, deposits and money market funds. Of course this is done to keep our funds ready to be paid at the beginning of next year without eroding down the value of investment, “said Tejasari.
Example calculation of property investment
Based on the project review conducted , one of the properties that have a positive potential is Lavanya Garden Residence Apartment located in Cinere, Depok.
The advantages of investing in Lavanya Garden Residence Apartments are located in a location close to the construction of new infrastructure and TB offices. Simatupang. At that location, it is possible to get a return of investment (ROI) to reach 10-13 percent per year, with consideration of rental price of Rp40 million – Rp80 million per year.
In fact, the unit price in the apartment is still around Rp300 million-an. If you use the calculation of this investment, did not rule you can be behind the capital within the next 10-15 years. Of course, this is coupled with the rise in property prices that could reach Rp22 million per meter.
See also: New Home Investment Option in Cinere
In addition to Cinere, the location that offers attractive property investment is in Bandung, especially in Ciwidey. Property prices there can rise around 5-15 percent per year. This is because Ciwidey, a natural tourist destination that is often visited by people from or outside of Bandung.